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The Minimalists The Minimalists
Joshua Fields Millburn & Ryan Nicodemus help over 20 million people live meaningful lives with less through their website, books, podcast, and documentary. The Minimalists have been featured in the New York Times, Wall Street Journal, Boston Globe, Forbes, TIME, ABC, CBS, NBC, FOX, BBC, and NPR.

Podcast 172 | Money Problems

In this episode of The Minimalists Podcast, Joshua & Ryan discuss budgeting, tuition, debt, and other money quagmires with author Rachel Cruze, and they answer the following questions:

  • How do I persuade my partner to join me in crafting a shared budget to ensure our financial contributions are equitable?
  • Should I assume the responsibility for the college savings for our child if my ex-partner isn’t financially savvy?
  • How do I stay motivated while paying off debt?

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Minimal Maxims

Joshua & Ryan’s pithy, shareable, less-than-140-character responses. Find more quotes from The Minimalists at

  • “Don’t pursue the goal, pursue the ‘why’ behind the goal.” —Joshua Fields Millburn
  • “More money planning will result in less money problems.” —Ryan Nicodemus
  • “We must make short-term sacrifices if we want to achieve long-term gains.” —Rachel Cruze
  • “Debt-free is the new American Dream.” —Ryan Nicodemus
  • “Knowing what lies beyond the landscape propels us toward the horizon.” —Joshua Fields Millburn

Mentioned in This Episode