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The Minimalists The Minimalists
Joshua Fields Millburn & Ryan Nicodemus help over 20 million people live meaningful lives with less through their website, books, podcast, and documentary. The Minimalists have been featured in the New York Times, Wall Street Journal, Boston Globe, Forbes, TIME, ABC, CBS, NBC, FOX, BBC, and NPR.

Podcast 210 | Student Debt

In this episode of The Minimalists Podcast, Joshua and Ryan talk about student debt, graduating from a university without any debt, and tips for avoiding college debt altogether with author and podcaster Anthony ONeal, and they answer the following questions:

  • How do I determine if it makes sense to take on student debt for an advanced degree?
  • How do I find someone that has managed a debt-free college education pursuing what I want to pursue?
  • What is a reasonable amount of money to invest in a college education?

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Minimal Maxims

Joshua & Ryan’s pithy, shareable, less-than-140-character responses. Find more quotes from The Minimalists at

  • “Debt is making your future self suffer for your current indiscretions.” —Joshua Fields Millburn
  • “You don’t always get what you pay for.” —Joshua Fields Millburn
  • “Your dream school is an affordable school; your affordable school is a school you can graduate from debt-free.” —Anthony ONeal
  • “Most purchases are unreasonable if you’re in debt.” —Ryan Nicodemus
  • “Sometimes we need to get unreasonable relative to the status quo to become reasonable.” —Joshua Fields Millburn

Mentioned in This Episode