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The Minimalists The Minimalists
Joshua Fields Millburn & Ryan Nicodemus help over 20 million people live meaningful lives with less through their website, books, podcast, and documentary. The Minimalists have been featured in the New York Times, Wall Street Journal, Boston Globe, Forbes, TIME, ABC, CBS, NBC, BBC, CBC, and NPR.

Podcast 152 | Comparison

In this episode of The Minimalists Podcast, Joshua & Ryan sit down with Rachel Cruze, author of Love Your Life, Not Theirs, to discuss managing finances, eliminating debt, and avoiding the comparison trap, and they answer the following questions:

  • How do I determine the appropriate amount of money to save when my income fluctuates throughout the year?
  • How do I explain minimalism to non-minimalists?
  • How do my partner and I decide who is responsible for each financial obligation in our household?
  • How do I maintain a balance between taking care of debt too much and not enough?
  • How do I keep myself motivated to keep paying off my debt when it feels overwhelming?

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Minimal Maxims

Joshua & Ryan’s pithy, shareable, less-than-140-character responses. Find more quotes from The Minimalists at

  • “It’s okay to have some nice stuff, just don’t let your nice stuff have you.” —Dave Ramsey
  • “Minimalism is the thing that gets us past the things, so we can make room for life’s most important things—which, actually, aren’t things at all.” —Joshua Fields Millburn
  • “The more you’re willing to sacrifice, the quicker you will get out of debt.” —Rachel Cruze
  • “Without any boundaries, you’ll find you get nowhere.” —Joshua Fields Millburn
  • “You have to stop doing what you’re doing to do something different.” —Rachel Cruze
  • “If you want to get out of debt, then you must accept that it’s not easy, that it takes a lot of hard work, and that it requires a plan.” —Ryan Nicodemus
  • “Sometimes the best thing to do is simply turn around.” —Joshua Fields Millburn

Mentioned in This Episode

This episode was produced by Podcast Shawn. Our theme music was written and performed by Peter Doran. Our podcast is completely free, so if you find value in these episodes, please consider donating a dollar. Your donations help keep this podcast advertisement-free (because advertisements suck).

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